Protect Yourself with Disability Insurance from an Unexpected Injury or Illness

Do you have enough money in your savings to be able to live in case you get hurt or sick and are unable to obtain a paycheck? Are you an employer looking to add group disability coverage for your employees?



You need your income to pay for everything in your life. If you get sick or hurt and are suddenly unable to work, the last thing you want to worry about is how to pay your bills without a paycheck. Cancer, depression, and other illnesses are much more likely to make it hard for you to work and take care of yourself and your family. Disability insurance is made to protect your income while you get better. Whether you need coverage for a short or long period, or you’re an employer needing to provide group disability insurance, Ben Williams Insurance Group in Springfield, GA, can help you find the best policy for your needs.

Personal or Individual Disability Coverage

It is a nice perk to have, just like life insurance and other types of coverage through work. But if you don't want to work forever or stay with the same company, you should think about getting a policy that you own. Most of the time, group coverage through your employer is a good deal, but it does have some limits. It might not cover you enough for your situation, and if you switch jobs, you might not be able to take it with you and keep the coverage. If you buy an individual disability insurance policy, it is tied to you and not your employer.